Last year, Consumer Credit Counseling Services held 950 workshops for more than 25, 000 people on topics such as, Budgeting Basics, Avoiding Scams, Credit Reports and Scores, Managing Credit & Debt Wisely, Building Wealth and Identity Theft. Through " Ccc Services ", you can find get free credit repair advice online, as well as community resource listings so you can choose how you ' d like to repair your credit and your financial situation too.
The first step toward credit repair is getting your free online credit score. Thanks to the Fair Credit Reporting Act, you are legally entitled to one free report each year from each of the three main bureaus, which are Experian, Equifax and TransUnion ). On your report, you ' ll see whether or not you have a high or low credit score, as well as all the outstanding debts you owe, people who have checked your report, loans you ' re paying off and other financial information that is readily visible to loan officers.
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