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In many cases, especially in the current skittish credit environment, you ' ll not be able to get new credit cards, or the limit will be very low. That exhausts one of your best options for adding to your total revolving credit limit. Thankfully, there are other options for you to pursue. Once of these is to find catalogs that offer instant credit.

In the vast majority of cases, especially these days, the credit will have to be used to purchase only catalog merchandise. That ' s perfectly okay, as you ' ll not be using it, unless you have to make a purchase as a condition for opening the account. Before you open the catalog account, it ' s essential you confirm that the company reports your account to the credit bureaus. If they don ' t you ' ll get no credit score increase from opening the new account.

That is how catalogs with instant credit can help give your credit score a quick boost. You ' ll need tricks like this up your sleeve, because excellent will be a virtual requirement in the years ahead as businesses and lenders tighten their lending requirements.